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Checklist: March To-Dos for Homeowners
 

March means warmer days and more sunshine, which is perfect for accomplishing home projects. Yes, it’s time for spring cleaning and fixing.

  • Inspect the roof. Check for damage from ice and wind. Look for loose shingles and flashing. Check behind chimneys where shingles meet flashing. Inspect the gutters, especially where they attach to fascia boards. Reattach any gutters that may have pulled loose under the weight of ice.
  • Inspect the attic. Look at the underside of the roof decking, checking for signs of water seepage. Ice can get into cracked shingles, expand and cause a leak upon melting. Replace shingles and backing, if necessary.
  • Foundation drainage. Before spring rains, check the slope of soil from the house foundation. Build up any areas where soil has eroded. Use small river rock mixed with the soil to better hold it in place.
  • Clean fireplace. Shovel out ashes and log remnants, then use a hand broom and vacuum to remove the fine dust. Close the damper. If you have a gas log set, consider shutting off the pilot for the spring and summer to save on gas usage.
  • Prep garden tools. Sharpen shovels, hoes and pick axes. Gas up the lawn mower and weed eater and give them a trial run. Take the insulating covers off the faucets and move hoses into place.
  • Gardening goals. In March or April, depending on your climate, it’s time to start thinking about a spring and summer garden. Clear raised planting beds of debris, and turn soil. Start seedlings inside. Do not plant until after last frost date in your area.
  • Relocate firewood. If you have left over wood, move it several yards away from the house. During the spring, a wood pile attracts creatures such as termites, carpenter ants, skunks and possums.
  • Power wash siding and decks. Over the winter prolonged moisture may create mold and moss on decks and house siding. Rent a power wash machine and give them a good cleaning.
  • Clean windows. Winter weather leaves dingy windows. Let the sun in with a good cleaning.
  • Provide nutrients for your landscape. Depending on your climate zone, March or April is the time to apply fertilizer and weed control. Consult local gardening experts.

Not intended to solicit buyers or sellers currently under contract. 



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High Tech Security Right at your Front Door: The Future is Here
 

Welcome to the future of the front door. The classic wood door with a knocker will probably always exist, but check out what high-tech gadgets are becoming more widely available:  touch screen locks, fingerprint scans, and doorbells that allow you to see and talk to visitors on your phone.


Keypad entry.  Perhaps the most low-tech of the new locks is a simple, programmable keypad with digits that light up. The actual locking mechanism is a simple dead bolt. Once programmed, punch in the code and turn a knob to open. Without the code, the outside knob just spins.


Key fobs. Businesses and parking entry gates have used key fobs for years. Now they have arrived at your front door. What a convenience when you’re coming home with an armload of groceries.


Touch-screen locks. If punching actual buttons already seems quaint, how about a touch-screen lock just like you have on a smartphone? Samsung has a sleek model that allows multiple users and keeps track of who comes and goes and when.


Smartphone app locks. You’ve probably seen the commercials showing a wife quizzing her husband about whether he locked the front door before they left. He says yes, then pulls his phone out and remotely locks the door on the sly. This technology also allows you to schedule usage and creates an entry log. It also will send a text message to homeowners whenever the lock is accessed.


Fingerprint readers. For extra secure technology, fingerprint-reading locks can be programmed to accept only pre-screened fingerprints. The Kwikset company sells this lock, which has a handsome traditional look.


Who’s there?  New doorbell technology allows you to see visitors who ring the bell and and talk to them on your smartphone.


Old school backup. If you are concerned about a technology or battery failure leaving you locked out, don’t worry. Each lock type has a manual key for emergencies.


Not intended to solicit buyers or sellers currently under contract. 


 
 
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Six Easy Ways to Lower Your Electric Bill
 

For most homeowners, the sting of a sky-high electricity bill is more than enough to prompt their interest in energy savings. Check out these easy methods to help lower your monthly bills.


1. Attic insulation.  Most of the heat transference in a home occurs in the attic, whether it’s indoor heat escaping in winter or outdoor heat penetrating during summer. Checking the depth and coverage of your attic insulation is important for all seasons. Measure the depth of your insulation in a few different places.  Also look for places over living areas of the house where insulation may be missing. Check online energy conservation sites to see what “R” factor insulation you have and if it is adequate for your part of the country. The “R” factor is a measure of resistance to heat transfer and has a direct impact on your energy usage. If you’re uncertain about doing this job yourself with rented equipment, consider hiring a professional. Ensuring that you have adequate attic insulation gives you more energy-savings bang for your buck than almost anything else.


2. Window seals. Take a good look around the edges of your windows both inside and out. Look for any gaps in caulk or rubber seals. Re-caulk and reseal where necessary. The same thing applies to the rubber seals around the edges of your outside doors. Unless you have old, single-pane windows, you shouldn’t have to worry about replacement window costs.


3. Get a programmable thermostat. Once you have a programmable thermostat you’ll wish you’d gotten one sooner. They make it easy to set the inside temperature to rise and fall on a schedule that mimics your family’s living, working and sleeping schedule. Why heat or cool the home when everyone is at work or school all day? Also, experiment with setting heating and air conditioning temperatures that test the limits of what you find comfortable. Combining this with a willingness to layer your clothing may save you a considerable amount of money.


4. Use fluorescent and LED bulbs. Achieve double savings by switching to fluorescent and LED bulbs. First, they both use a fraction of the electricity of the old incandescent bulbs. In a typical house with fifty bulbs, switching to these more efficient lights can save about $100 per year in electricity costs. Second, fluorescent and LED bulbs rarely burn out. While they do cost more to buy than incandescent bulbs, they will often last for years without needing replacement. The combined energy savings and replacement costs make them well worth considering. No matter what kind of bulbs you use, turn off lights when you exit a room.


5. Run a full load. That goes for the dishwasher and your washer and dryer. Because you’ll be using your machines less frequently, your savings will be considerable — on  both electricity and water useage. With less wear and tear on your machines, you also will ultimately save on replacement costs. When you must buy replacement appliances, look for the blue “Energy Star” sticker designating that they have met the federal government’s energy efficiency standards.


6. Cut the power to TVs, audio systems, computers not in use.  Lurking in your home are silent energy thieves or so-called power vampires. Even when not in use, TVs, treadmills, computers and other electronics still use electricity to keep internal components powered up. Either unplug them when not in use or put them on a power strip that has an on-off switch you can easily flip.


Not intended to solicit buyers or sellers currently under contract. 
 
 
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Steps to Avoid Foreclosure

CREDIT IMAGE: HelpGuide.org



Foreclosure was likely the farthest thing from your mind the day you closed on your home. But sometimes, life circumstances intervene and leave you unable to pay your mortgage. Fortunately, there are steps you can take to help avoid foreclosure. Here’s our guide.

Don’t avoid, communicate

Say you’ve fallen behind on your mortgage payments because of a job loss, financial reversal, divorce, or health crisis. Scared and embarrassed by your dilemma, you may be inclined to avoid your mortgage company’s letters and phone calls. Unfortunately, that’s the worst thing you can do.


You must respond when your mortgage company writes or calls. Better yet, be proactive and contact your lender as soon as you see you are in trouble. A borrower in a tight spot who explains his situation and requests help can often work out a plan with the mortgage company that helps him keep the house.

Steps to avoid foreclosure

Once you’ve shared the details of your situation, your lender may offer you some form of relief to avoid foreclosure.

  • Your mortgage company may agree to a repayment plan in which you catch up on your missed payments over time. For example, if you missed a few payments but can now resume paying, the mortgage company may agree to let you add a couple of hundred dollars per month to payments to catch up. Or you may be allowed to make up the missed total at a later day under specific terms. These plans are known as repayment or forbearance programs.
  • If the interest on your adjustable-rate mortgage is about to increase and you can’t pay it, your lender might be willing to delay the increase.
    If you have sufficient equity in the home, your lender may be willing to refinance your loan. The missed payments can be rolled into the new balance.
  • You also may be able to borrow from a government program that grants loans to pay off unpaid mortgage balances. Another option is to rent out your home at an amount equal to your monthly payment. You move to a more affordable place while you catch up on your back payments.

Selling your home may be a way to avoid foreclosure and protect your credit. For this option to work, your house must sell for enough to cover selling costs and pay off your loan balance in full. If the home is worth less than your loan balance, you can request permission from your lender for what is known as a short sale. This option will negatively affect your credit, but not as severely as a foreclosure.

When foreclosure proceedings have begun

If you haven’t been able to work something out, you’ll be served a notice of default. Once that happens, your options narrow. Still, a few remain.

  • You may still be able to sell your home, or short sell with the lender’s permission.
  • You can offer your lender a deed in lieu of foreclosure. By surrendering your house to your lender and signing over its title, you save the lender the legal costs and time of foreclosure. This option is simpler than foreclosure but will negatively affect your credit in the same way.

Not intended to solicit buyers or sellers currently under contract. The article photo was revised from HOUSEOPEDIA’s original article.

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Buying New or Used: What’s Your Home Preference?

Credit: Images by Paul Brennan from Pixabay 


The hunt for a new home most often begins with the answer to one simple question. Do I want to purchase an existing home or new construction? Retro with character versus a blank slate? Consider these eight trade-offs before making your decision.


Purchase price. Statistics show that buying a new house may cost up to 20 percent more than buying an existing home, though circumstances in your market may be different. New construction tends to be further from urban centers. Existing homes in the city center will be higher than comparable houses in the outskirts. But not all cost increases are in the house itself. Commuting costs are much higher in the suburbs.


Floor plan. New homes are built with current tastes in mind, which means new construction will offer open floor plans with few walls in the main living areas. Also in new homes, windows are larger, allowing more natural lighting. Vaulted ceilings create an expansive feel. Bathrooms are larger and walk-in closets are commonplace.


Existing homes, depending on age, may have smaller, more defined rooms, smaller windows and lower ceilings. Homes from a couple of generations ago did not have walk-in closets and spacious bathrooms. To open things up will require remodeling, which should be figured into the purchase price.


Architectural style.  Part of the appeal of existing homes is the retro look of the architecture. Some older designs have a character that cannot be found in contemporary houses. In neighborhoods from generations past, homes were customized. Or enough time has passed that tract homes have been remodeled.


Builders in new subdivisions may have only a handful of designs. While they will try their best to keep identical homes from being built side by side, a house three doors down might be your home’s identical twin.


Features. New homes offer upgrades, which means buyers may choose to buy more expensive cabinets, counters or tile. In an existing home, update will have to be done after closing, which means dealing with the construction hassle. Electronic features, such as wiring for home theater and smart home technology, can be easily built into new construction. However, retrofitting an existing home is more difficult and expensive.


Lot size and landscaping. Unless you are building a custom home on your own, new subdivisions build houses very close to one another. Older homes have more spacious lots. Trees and landscaping on new construction lots are usually young and sparse, whereas older homes have the beauty of large mature trees and other established greenery.


Timing. With a new construction home, unless construction is underway, buyers must wait up to six months or longer for it to be finished. With an existing home, sales typically close in a month or two.


Maintenance. With new construction, everything is fresh. It will be years before you have to replace or repair even small items. With an existing home, an inspection is vital so the buyer knows the condition of the house and knows when items will need repair or replacement. Any expensive items that will need work soon should be used in negotiations for price concessions from the seller.


Energy efficiency. Newer homes are far more advanced than older homes when it comes to energy efficiency. This is true not only for the structure itself, but also for the systems. Unless they’ve been upgraded over the years, the insulation, windows and doors of older homes will be colder in the winter and warmer in the summer. Heating and air conditioning systems today operate far more efficiently, using less gas and electricity than even just five years ago. The same is true of appliances. An older home may need to be upgraded to get energy bills to a manageable level.


Not intended to solicit buyers or sellers currently under contract. The article & the original photo was revised from HOUSEOPEDIA’s original article.



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Keep an Open Mind When It Comes to Floor Plans
 

For several years now, open floor plans have been favorites, and they still top many buyers’ wish lists. While benefits to an open floor plan abound, they’re not the best choice for everyone. Here’s how to decide what floor plan works best for you and your family.


Open floor plans. With an open floor plan, the main floor of the house is dominated by one large room, usually called a “great room,” typically combining the kitchen with a living room. Benefits of open floor plans, which gained popularity in the 1990s, are many. These homes typically have more abundant natural light, which compliments the casual atmosphere you usually find in open plan homes. The feel is more spacious because the square footage isn’t divided into smaller rooms. An open floor plan also lends itself to entertaining, allowing the cook to mingle with friends and family. Finally, an open floor plan encourages family togetherness, making it easier for adults to keep an eye on small children.


Open floor plans have certain drawbacks, however. There is such a thing as too much togetherness, especially if you have a large family. Personal space and privacy are tough to come by. The great room can also be loud at times due to the acoustics of an open space. In addition, it’s hard to hide your messes. Dirty dishes and cooking odors are out in the open.


Closed floor plans. Historically, most houses have been designed with living spaces separated from the kitchen by walls and doors, creating a more formal, traditional feel. Though these rooms may not be as open and light as a great room, a closed floor plan has certain advantages. Defined spaces allow for rooms to perform specific functions. You’ll also have more walls to place shelves and display art. If you love decorating, you might enjoy having a variety of spaces, each with its own style. A big bonus of having a separate kitchen is that it contains the mess and odor of food preparation. Finally, a closed floor plan provides rooms for a quiet escape.

 
Not intended to solicit buyers or sellers currently under contract. 

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Curb Appeal—Backyard Improvements
 

When preparing your home for sale, drive-up appeal is crucial, but don’t overlook the importance of your backyard space, where potential buyers should be able to envision themselves relaxing. Let’s make it shine in six quick and easy steps.


Clean up the clutter. For many people, the backyard becomes a haven for junk when the garage has more than it can handle. That decrepit barbeque grill, the leftover lumber from the fence repair, and any other eyesores need to go.


Clean off the deck or patio. If your patio is dingy, or the deck needs refinishing, try power washing them. Repair any broken or decaying spots, and then apply a new stain and seal. For patios, clean out grass and weeds growing between masonry joints. With very little money and minimal effort, your outdoor space will look nearly new.


Landscaping should accent the living area with lush greens and colors that pop. The lawn should be weeded, well hydrated and manicured. Use colorful potted plants to accent the patio or deck. Trees and shrubs should be neatly trimmed.


Replace or refurbish patio furniture. Most patio furniture can be repainted. Replace tired seat cushions for a fresh look.


Polish and clean the barbeque grill and add a new cover. If you have an outdoor kitchen, make sure counters are clean and free of any cracks or chips. Outdoor refrigerators should be clean inside and out.


Use accent lighting over the patio or deck and along walkways to highlight features of your backyard living space. For less than $50, drape string lights overhead to create a festive setting.


Not intended to solicit buyers or sellers currently under contract. 


 
 
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Attention to Home Maintenance Now Will Avoid Big Repair Bills Later
 

As a homeowner, it’s far better to keep up with routine maintenance than spend big bucks down the road on repairs and replacements. Here’s a handy guide to key maintenance issues and how often they should be completed.


Monthly maintenance.

  • Change the filters to your heating and air intake ducts, unless you own a systems with one large filter located at the system’s air handler. (These require changing every few months.) Clogged filters put a strain on the system, costing more in monthly utility bills.
  • Clean the oven.
  • Run vinegar ice cubes through the food disposal to clean and deodorize it.
  • Check the clothes dryer vent to make sure it is clear of lint. With the dryer on, go outside to make sure you feel a strong flow of exhaust. If not, you may have a clog.

Quarterly maintenance.

  • Test the smoke and carbon monoxide alarms. Press the test button on each one. They should operate as a system, meaning when one is tested and sounds, they all should sound.
  • Test the auto reverse safety feature on the garage door opener. It should reverse when an object is placed in the door’s path. Similarly, test the door’s electric eye to see if the door reverses when the beam is interrupted by a waved arm or other object.
  • Deep clean the house. Besides regular cleanings of bathrooms and floors, clean tile grout to prevent mold and mildew. Clean windows inside and out.
  • Dust the blinds.

Twice per year maintenance.

  • Change the batteries in smoke and carbon monoxide detectors
  • Change the one large filter in your heating and air system, if you have that type.
  • Vacuum the coils on your refrigerator to keep it operating efficiently.

Annual maintenance.

  • Drain the sediment built up at the bottom of the water heater or have a plumber do so. There are several helpful YouTube videos available to learn this procedure.
  • Clean your gutters after the trees have finished dropping their leaves for the year. Consider getting gutter covers to prevent them from clogging. In some heavily wooded areas or areas with pine trees, this chore may have to be done multiple times per year.
  • Just before summer, your air conditioning unit should be checked and serviced by a professional. Just before winter, your heater should be serviced.
  • In the spring, hire a pest control service to eliminate creepy home invaders. This also would be a good time for a termite inspection. Maintain a pest control contract with a reputable company.
  • Walk around your house, inspecting the roof and looking for areas that need touch-up paint.
    In the fall, put insulating foam or Styrofoam sleeves over outdoor faucets to protect from winter freezes.
  • Winterize your pool system.
  • Inspect your windows and replace aging caulk that may be pulling away, exposing gaps.
  • Check your chimney to make sure it is clear and ready for those cozy nights by the fire.

Not intended to solicit buyers or sellers currently under contract. 



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Focus on Rooms That Help Sell a House
 

Homebuyers are looking for the perfect house, but which rooms are the most important? Here are the three rooms that will help sell a house.

Top Choice: the Kitchen

Easily the key room that helps sell a house, the kitchen should be both functional and aesthetically pleasing. A great kitchen allows space for the family to be with each other and prepare meals together. The most important features of the kitchen are its size, an open floor plan, plenty of counter space and cabinetry, and good traffic flow.


A major kitchen remodel improves value, but you may not earn back the investment if you sell soon after the upgrades are finished. Such a makeover is best done at a time when you’re planning to stay in your home for the foreseeable future and can enjoy the benefits of the project. When you sell down the road, the typical inflation of home prices over time will help you recoup your investment.


If you are planning to sell your home soon, focus on making less ambitious changes to the kitchen, such as replacing dated appliances, faucets, and cabinet hardware and updating the light fixtures. Instead of replacing cabinets, painting or refinishing them can be an attractive but less expensive option. You can also make your kitchen appear more spacious by clearing small appliances off the counters and decluttering your decor.


Bathrooms are important, especially the master


A spacious master bath with appealing tile, counters and fixtures is a room that will help sell a house. Home shoppers also value dual sinks and roomy closets in the master bath. If you can’t afford or don’t want to undertake an expensive remodel, you can give your bathrooms a face-lift with new faucets, cabinet hardware, mirrors and updated light fixtures.


It’s important to have at least two bathrooms in a house. A half bath for guests adds value.

A Lovable Living Room

The living areas are also important to family and social life. Sufficient space to comfortably entertain and large windows to allow in lots of natural light make for a living room that will help sell a house. To make the living room even more attractive without spending a lot, create an accent wall with contrasting paint, built-in shelves or interesting artwork. If one wall has a fireplace, choose it for your accent wall. Otherwise, choose the wall buyers see first when entering the room.


If your house has a living area conducive to socializing as well as a formal living room that gets little use, convert the latter into a home office or workspace to help buyers see some of the useful possibilities for the room.


Not intended to solicit buyers or sellers currently under contract. The article was revised from HOUSEOPEDIA’s original article.



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Six Water-Saving Tips for Homeowners
 

Homeowners with an eye on water conservation will be richly rewarded, saving themselves money on monthly water bills and helping their fellow citizens guard against potential water shortages. Here are six ways to tap into savings at the tap.


Low-flow faucet heads.  Install low-flow nozzles on all your faucets, particularly your showers. These faucet flow restrictors can cut the flow rate by half in some cases, saving water and money. There is also a device called  ShowerStart, which pauses the flow of water, once it is warm, until you step in and begin showering.


Full loads only.  In other words, don’t run a half empty dishwasher or wash a handful of clothes. By waiting until you have a full load,  you’ll also run your machines less frequently. If your machines are old, consider replacing them with more efficient models that use less water and electricity. Look for the Energy Star label. In the bathroom, set a timer when showering. Long hot showers may feel luxurious, but they’re water wasters.


Low-flush toilet tanks. If you live in an older home, consider replacing your toilets with low-capacity tanks that use less water per flush. As an alternative, place a brick in the tank to displace some of the capacity, saving water per flush.


Check for leaks.  Start with your toilets. Put a couple of drops of dye in the holding tank and wait about 30 minutes. If the color has seeped into the bowl, you have a leak and it’s time to install a new flush kit for the inner parts of the tank. To check for leaks elsewhere, go to the meter box  in your yard when you’re certain no water is being used. You will see three things: a digital counter showing water usage, a large needle that does revolutions around the whole face of the meter, and a small red or black spinner. Is the little spinner turning? Watch it for a minute or two. If it moves, you have a leak. Take a photo for documentation, then return in an hour to check the digital counter. If it has changed with no water usage, you will have documented proof of a leak. Time to call a plumber to track it down.


Turn off the water. After you wet your toothbrush, turn off the water while you brush. When hand-washing dishes, turn off the water between rinses. When shaving, run a bowl of shallow water and dip the razor in the water between strokes rather than holding it under flowing water. Little things like this add up.


Watering your landscape.  The best thing you can do is invest in an irrigation system and learn to use it effectively.


Not intended to solicit buyers or sellers currently under contract.


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Plants That are Toxic to Pets

Credit Image: longwallpapers.com


Although dogs and cats are carnivores, they sometimes will munch on plants that are potentially hazardous. Here’s a list of some common indoor and outdoor plants that are dangerous to pets and a second list of plants that are pet-friendly.


Plants that can be hazardous to pets.

  • Azalea can cause vomiting, diarrhea, drooling and possible death.
  • Baby’s breath, a filler in floral arrangements, can cause gastrointestinal upset.
  • Begonia, especially the tubers, can cause intense mouth irritation and drooling.
  • Cyclamen, especially the roots, if your dog digs and gnaws on them, can cause severe vomiting and death.
  • Daffodils can cause heart arrhythmia, among other nasty symptoms.
  • Gladiolas are popular in floral arrangements. Keep them out of the reach of pets because they can cause vomiting, diarrhea and lethargy.
  • Lilies, especially the “true” lilies such as the Tiger, Asian, Japanese Show, Easter, Stargazer and Casa Blanca, can cause kidney failure in cats, but are harmless to dogs.
  • Oleander is beautiful and popular in southern climes. It is also deadly, every part of it, to pets and humans.
    Sago palms are another southern favorite and can cause liver failure in pets.
  • Tulip bulbs are dangerous to dogs that dig and chew. They can cause nervous system problems and convulsions.
  • Yew is a very popular evergreen, but can affect a pet’s nervous system, cause difficulty breathing, and cardiac failure.

Plants that are safe for pets.

  • Indoors: Palms such as areca, bamboo and ponytail are safe; African violets; Boston ferns; the succulent Burros Tail; and the flowering plant Bromeliad.
  • Outdoors: Snapdragons; canna lilies; pineapple sage; coral bells; and creeping rosemary.

What to do if your pet eats a plant? Immediately look up the plant and its level of toxicity to animals. If it is dangerous, take the pet and a sample of the plant to a veterinarian for emergency care.

 

Not intended to solicit buyers or sellers currently under contractThe article's photo was revised from HOUSEOPEDIA’s original article.




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Your Best Home: Living Room Edition


Ever wish your living room was as stylish as those you see in home-decorating magazines? Or, are you getting ready to sell your home and want a living room buyers will love? By applying the principles of home staging, you can transform your living room into a space both you and potential buyers will love.


Step 1. Start by rearranging the furniture. Maximize the spaciousness of the room without losing that intimate feel. Group seating for easy conversation. A big no-no: Lining up furniture along the walls. Another pitfall: Having too much furniture for the size of the room. Consider removing a piece (or two) to create space if the room feels cramped or lacks flow.


Step 2. Clean every surface. Use a rug cleaner to remove dirt and stains from carpet and upholstery. If furniture needs to be replaced but buying new is out of the question, slipcovers are a good option.


Step 3. Eliminate clutter. Clear off horizontal surfaces and store necessary items in attractive containers. Baskets or bins can be a great way to tidy up quickly for unexpected visits. If you’re staging for yourself, remember that less is more. Display only the best family photos and most treasured keepsakes. If you’re staging for sale, pack away your personal items.


Step 4. Consider color and details. Light, neutral furniture makes a room feel open, while dark, richer colors cozy up a space. Add pops of color and texture with pillows, throws and artwork. Coordinating these accessories help unify a room. Aim for a designer feel — cohesive, but not “matchy-matchy.”


Not intended to solicit buyers or sellers currently under contract.


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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.